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ShiviMay 4, 20206min830

6 Ways of Online Frauds and how to safeguard yourself

These days since COVID has started and made us sit at home by force or by choice we all are running our mind to keep us busy and do something different. Even Fraudsters are doing the same thing, they are every now and then coming up with new and innovative ways to fool people and take their money. Money which is once gone is difficult to recover. I am going to list some of the common ways by which someone can cheat you if you are not attentive and can lose your hard-earned money as well.

 

Never Trust Stranger– There was a case where the fraudster has listed fraud numbers on one of the NGO sites when someone reaches those numbers they ask to install one app which helps them see your machine. In this particular case, a lady wants to transfer some funds to NGO now when she was entering those details everything can be viewed by another person compromising the identity of the person. That lady ended up losing 50k. So the lesson is never shared your computer or mobile with unknown people and if you are not sure please seek help from someone who knows more about this.

 

Visit Authentic Websites – There was a fake insurance site link that was floating on google so when you search for insurance website fake profile comes first. A lot of people have taken insurance clicking on this fake website. Later when they didn’t received their policy they came to know that they are duped. Please check the website address and once you buy any such online policy call customer care to confirm if they have received the payment.

 

Online Frauds - Spirited Blogger

 

Fake SMS promising income tax refund–A bank employee received a link from the income tax department regarding an income tax refund he is eligible for. Once he clicks on that linked website open which asks for his details as to which bank he wants income tax refund to be credited in. He didn’t pay attention to the website as it looks very similar to the income tax website. In fact, he didn’t recall that he has already provided all his bank details while filling the refund form. Once he clicked on to submit all his bank account and card details were available with fraudster to use. Please be aware of what is happening around you as the income tax department refunds money directly in the bank and they never ask for such details.

 

KYC Update Link-  One of the fraudsters sent a link to update the KYC. Usually, these messages will show the urgency like if you don’t do this now you will lose KYC and bank access and whatnot. We without checking the authenticity of these things click on such links and the end result is we are on the losing side. Do not click on the links sent in SMS. If you really want to complete your KYC which was an issue, in this case, please visit the branch or do it online by going on to the authentic website.

 

Easy Passwords – Never keep simple passwords that are easy to crack. I know its easy to say this but difficult to remember those. But understand this that usually most of the people keep passwords like 123456 which is so easy for a fraudster to guess and take funds out from your pocket without you being aware of. And by the time you come to know that it will be pretty late.

 

Cyberfraud-SpiritedBlogger

 

Lack of Awareness – Whatever options you are using for receiving or doing payment be aware of it fully. It should not happen that when you are supposed to receive money but by clicking on the wrong link you give money to a fraudster who intentionally gives the wrong link to you.

We have seen how fraudsters and scamseters use different ways and techniques to make money from your account. It’s your hard-earned money and you have to be careful when you are dealing with anyone online as people keep on looking for options to fool you and dupe you as well.

If you want to see more such blogs please leave your comments in the comment section. You can also reach out to us by clicking on this link


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ShiviApril 11, 202012min1220

 

The hunger to travel never ends. This endless lust for travel is relatable with all the wanderlust out there. Yeah, well, even I’m not able to travel, thus what to do? 

There is a way to break this, read books, by reading books on travel we can satisfy our wanderlust in the tough corona times. Keep reading…

When you enter a search into Google on why we travel, it takes you to detailed articles of ‘Can travel make you more creative?’, ‘Can travel make you fall in love?’ and much more. While some of these may be completely clickjacking, I can’t help but admire the emphasis we all have on the act called travelling. 

Now as we all are chained to chair at work for a long time which does not seem to end soon, I pay my, condolences to my friends who are in dire need of a holiday and aren’t able to. When you have this kind of heartbreak, only a quick trip can fix it. But sadly not right now, in the times of Corona Pandemic. 

I feel sad to hear the stories of lockdown, with no pleasure of travel at all. And then I hear lockdown on the borders and travel ban imposed across the world. I can’t help but feel a sting of worry. Some of us have lovers self-isolating 8,000 miles away and that seems like an unreasonable situation to be in. But if I thought mine was a sad story too, but it’s hard not to think the world without travel writers, travel influencers, content writers, reporters, whose duties are connected with free movement and travel all over and now almost verbose in a worldwide lockdown.

Now that we are in isolation because of the pandemic-inflicted world, free movement is like a distant dream. The month of April is usually when people move out for travel as the exams get over, then Good Friday and other long weekends. Regrettably, for most of us, COVID-19 has assured the derailment of our travel plans. Nevertheless, when one inspiration runs dry, there are many others to keep yourself immerse into positive things. 

So whatever your reasons for travel may be, post-Corona you guys will have to wait for a longer time as the travel industry will be the worst hit. Small hotels, homestays, will have a hard time to recover. I would recommend you to get yourself your favourite cup of tea of a cup or coffee, then, find your much-loved corner or a place on the couch and let the travel stories take you to an exile, many miles away. 

 

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Pico Iyer’s Autumn Light: Season of Fire and Farewells (2019)

“We travel, initially, to lose ourselves; and we travel, next to find ourselves. We travel to open our hearts and eyes and learn more about the world than our newspapers will accommodate. We travel to bring what little we can, in our ignorance and knowledge, to those parts of the globe whose riches are differently dispersed. And we travel, in essence, to become young fools again—to slow time down and get taken in, and fall in love once more.”

 

In his most recent publication, Iyer snaps down his view on travel on answering to his longtime home in Japan. As a nation whose calendar is characterised by occasions to honour the dead, come autumn, he represents Japan from a new prospect and directs on the mundane routines that unite people’s lives. 

 

Amitav Ghosh’s In an Antique Land (1992)

“But now, travelling down that road after so many years I felt no excitement at all, only an old, familiar sensation, one that had always accompanied me on my way back from Damanhour, no matter whether I’d been away an hour or a week: the lassitude of homecoming mixed with a quiet sense of dread.”

 

Known as one of his best works, Ghosh takes the reader on a journey from England to Egypt by this book. He goes in quest of a despicable slave from the 12th century, but during his travels, he meets the interaction of varied faiths, holy men, retailers and alchemists. His story is one that genres and ages and envelops the reader in a well-travelled past.

 

Shivya Nath’s The Shooting Star (2018)

“I remember the years I had been too afraid to dream of sitting on the ledge of a humble yellow house, chatting with a family that wasn’t my own, chatting in a language that wasn’t my own, in a part of the world so far away from the one I grew up in and yet not that different.”

 

Shivya Nath’s debut bestows her story from when she quit her 9-to-5 corporate job and travelled the world for seven years, the last two without a permanent address. Her goal to convert from an average girl to a free-movement soul is apparent throughout the book and she endeavours to create a new life and reinvent herself through this journey from the foothills of the Himalayas to the tropics of Ecuador. 

 

Elizabeth Gilbert’s Eat, Pray, Love (2006)

“Traveling is the great true love of my life… I am loyal and constant in my love of travel. I feel about travel the way a happy new mother feels about her impossible, colicky, restless newborn baby—I just don’t care what it puts me through. Because I adore it. Because it’s mine. Because it looks exactly like me.”

 

One of the bestsellers of 2006 and later a blockbuster on the big screen in 2010, Eat, Pray, Love is a must-read for readers viewing to hit the reset switch on their lives. Following her divorce, Gilbert travels to Italy, India and Indonesia, learns a new language, submerges herself in a new culture and along the way takes an inward journey into what it means to truly be happy with oneself.

 

books to read

 

These are some of the travel books which I loved and thought that can satisfy other people wanderlust as well. If you have any comments about this blog please leave on the comment section. In case you are interested in reading any specific blogs please let us know by clicking here and we will try to publish it soon.

 


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ShiviMarch 19, 20205min1160

There is a very thin line between an epidemic and pandemic. With the outbreak of the Corona Virus (Covid-19) there is a huge buzz of it being an epidemic and many nations are considering it as an epidemic. here is what I wish to say, please do not make your own reforms, follow world health organisation (WHO) and other authentic Health organisation who are in constant dealing with doctors and researchers. Just wanted to make things easy for you and for all those who do not know what is the difference between epidemic and pandemic, please read the blog. 

Covid has declared a pandemic by WHO. The decision to declare COVID-19 a pandemic was a result of the fast rate in which it is spreading, according to the WHO. But what’s the difference between a pandemic and epidemic? Let’s discuss.

 

corona virus - pandemic

What is an epidemic?

An epidemic is an outbreak of a disease that spreads speedily and influences many individuals at the same time. An outbreak occurs when there is an immediate increase in the number of cases of a disease. It usually describes an extension that was not predicted. An outbreak can occur in a community, geographical area or several countries. Usually, an epidemic is used to report any problem that has grown out of control and can be measured by the vaccine only (probability). During an epidemic, the disease is actively spreading and we see no control over it.

What is a pandemic?

A pandemic is a type of epidemic (one of the type) that is related to the geographic and community spread and represents a disease that afflicts an entire country or the whole world. Here that is why Corona is being declared as Pandemic. In simpler terms, a pandemic is something which spreads international and becomes out of control. To quote an example, when a sick traveller with COVID-19 returns to the U.S. from China doesn’t make a pandemic, if they infect a few family members or friends in their host country, then there’s some debate. If new local outbreaks ensue, epidemiologists will agree that efforts to control global spread have failed and refer to the emerging situation as a pandemic.

How a pandemic is different:

  • Affects a wider geographical area, often worldwide
  • Infects a larger number of people
  • Often caused by a new virus or a new strain of the virus that has not circulated within people for a long time
  • Humans have little to no immunity against the virus and it spreads quickly
  • Causes more deaths
  • Often creates social disruption and economic loss

Read: WHO Declares Corona Virus Pandemic – WHO Call For Aggressive Action

global pandemic vs epidemic 2019 ncov coronavirus

 

With all this, it doesn’t mean that the virus has become deadly and has to be considered as an epidemic. This does not incite fear or cause a stockpile of surgical masks. But it certainly means that we all need to precautious of hygiene and takes care of ourselves in the best possible way.

Follow the guidelines of WHO and follow the instructions. We all together will be eliminating it. 



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